Stephens Federal Bank
Stephens Federal Bank
1612 Highway 129 S # C,
Cleveland, GA
Phone; (706) 219-4387
Buying, refinancing, or building? We can help! We offer a broad array of choices in the following product line to best serve you. And, best of all, most of our loan programs offer local servicing by the friendly staff of SFB.
• Conventional Fixed-Rate and Adjustable Rate Mortgage Loans
These are fixed-rate loans for terms of 15 to 30 years in length or annually
adjustable rate loans with competitive start rates and caps.
• Jumbo Fixed-Rate Mortgage Loans
– Fixed rates are available on loan amounts greater than conventional limits. Programs are available for loans in the range of $417,000 to $2 million.
• Construction & Permanent Mortgages
- Complete your construction and then close on your permanent loan. Your loan officer can make this easy for you as you move into your dream home!
• 100% Financing Programs
– Stephens Federal has been a leader in offering special financing for first time home buyers and other qualifying customers with limited down payment funds. Fixed and adjustable rate programs are available with competitive closing costs.
• Home Equity Line of Credit
– The ultimate in flexibility, our interest-only fixed rate line of credit is there whenever you need money simply by writing a check. The interest is typically tax deductible as well – consult with your tax advisor.
• Balloon Mortgages
– Designed for the borrower purchasing land or a vacant lot in anticipation
of converting to another use at a later time. Minimum down payment and 20-year terms are
available.
• Online Mortgage Applications
- Apply for a mortgage loan 24/7 at your convenience with Stephens Federal Bank’s Online Mortgage Application. Click on the following link to start your application today. Working with a specific loan officer? No problem. Choose your loan officer by name or lending area for personalized service. At Stephens Federal Bank, we’re proud to provide service far beyond. Equal Housing Lender.
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