Georgia Federal Credit Union

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Georgia Federal Credit Union
500 N Indian Creek Dr
Clarkston, GA 30021
Phone: (770) 493-4328

GFCU can help you buy the home you’ve always wanted, with many mortgage loan options – whether you are a first homebuyer or buying a second home for family retreats. We’ll save you money AND explain everything upfront. We offer a full-service mortgage loan department with staff that can help you every step of the way.

GFCU has a variety of Mortgage Loans!

* First Mortgage Loans
* 100% Financing
* Fixed Rate Second Mortgages
* Home Equity Line of Credit
* Land Loans

First Mortgage Loans

Our fixed-rate mortgages provide the security of a monthly principal and interest payment that never increases. The lower rates of our adjustable-rate and balloon mortgages may be right for you if you’re not planning on staying in your home for a long time. With terms as long as 30 years or as short as five years, we will work with you to determine the program that best fits your individual needs.

100% Financing

GFCU offers 100% first mortgage financing for purchases and refinances. This 80/20 no down payment program offers low fixed rates and no Private Mortgage Insurance. Plus you can save thousands of dollars with our low closing costs.

Fixed Rate Second Mortgages

Fixed-rate second mortgages are available on primary residences and second homes with loan-to-value up to 100%. This loan is one of the fastest ways to secure cash for home improvements, debt consolidation, and more.

Home Equity Line of Credit

If you already own a home, you have a convenient and affordable way to obtain financing for consumer purchases such as paying for college costs, a new car, bill consolidation, or a second home. This line of credit taps into the equity you’ve accumulated in your home and puts it to work for you.

* Credit lines from $10,000 to $250,000+
* 90% financing available
* No closing costs with qualifying draw
* Interest-only payments available
* Interest you pay may be deductible on your taxes*

* Consult your tax advisor for eligibility

Land Loans

You may have dreams of a retirement home in the mountains, or you might want to invest in land that could provide a good return in the future. We offer up to 100% financing for lot purchases.

© 2008 Georgia Federal Credit Union